.topo { background: var(--brand); color: #fff; padding: 56px 0 64px; }
.topo-grid { display: grid; grid-template-columns: 1fr 540px; gap: 52px; align-items: start; }
@media (max-width: 1080px) { .topo-grid { grid-template-columns: 1fr; gap: 32px; } }
.topo-grid > * { min-width: 0; }
.topo .sec-eyebrow { color: #A7C6F2; }
.topo h1 {
  font-size: clamp(30px, 3.9vw, 44px); line-height: 1.08; letter-spacing: -0.026em;
  font-weight: 600; margin: 0 0 16px; max-width: 620px; text-wrap: balance;
}
.topo .lead { font-size: 16.5px; line-height: 1.65; color: rgba(255,255,255,.84); margin: 0 0 30px; max-width: 540px; }
.topo-nums { display: flex; flex-wrap: wrap; gap: 30px 44px; padding: 24px 0; border-top: 1px solid rgba(255,255,255,.16); border-bottom: 1px solid rgba(255,255,255,.16); }
.topo-nums b {
  display: block; font-size: 30px; font-weight: 600; letter-spacing: -0.03em; line-height: 1;
  font-variant-numeric: tabular-nums;
}
.topo-nums b small { font-size: 15px; font-weight: 500; }
.topo-nums > div > span { display: block; font-size: 12.5px; color: rgba(255,255,255,.72); margin-top: 8px; line-height: 1.45; }
.topo-selos { display: flex; flex-direction: column; gap: 9px; margin-top: 24px; }
.topo-selos div { display: flex; align-items: flex-start; gap: 9px; font-size: 14.5px; color: rgba(255,255,255,.88); line-height: 1.5; }
.topo-selos .material-icons { font-size: 17px; color: #A7C6F2; flex-shrink: 0; margin-top: 2px; }
.form-card {
  background: var(--surface); padding: 26px; border-radius: var(--radius-lg);
  display: flex; flex-direction: column; gap: 13px;
  box-shadow: 0 22px 50px rgba(10,12,20,.22);
  position: sticky; top: 88px;
}
@media (max-width: 1080px) { .form-card { position: static; } }
.form-card > h3 { margin: 0; font-size: 18px; font-weight: 600; color: var(--ink); }
.form-card > .hint { margin: -6px 0 4px; font-size: 13px; color: var(--ink-3); line-height: 1.5; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; align-items: end; }
@media(max-width:560px){ .form-row { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.field label { font-size: 12px; color: var(--ink-3); font-weight: 500; }
.field input, .field select, .field textarea {
  box-sizing: border-box; width: 100%; min-width: 0;
  border: 1px solid var(--line); border-radius: 10px; padding: 11px 13px;
  font: inherit; font-size: 14px; outline: none; background: var(--surface); color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus { border-color: var(--accent); box-shadow: 0 0 0 3px var(--ring); }
.field .moeda { position: relative; display: flex; align-items: center; }
.field .moeda > span { position: absolute; left: 13px; font-size: 14px; color: var(--ink-4); pointer-events: none; }
.field .moeda input { padding-left: 38px; }
.field label .opt { color: var(--ink-4); font-weight: 400; }
.form-card .btn-blue { justify-content: center; padding: 14px; font-size: 15px; margin-top: 2px; }
.form-foot { font-size: 11.5px; color: var(--ink-4); text-align: center; line-height: 1.5; }
.form-success { background: var(--surface); padding: 40px 26px; border-radius: var(--radius-lg); text-align: center; box-shadow: 0 22px 50px rgba(10,12,20,.22); }
.form-success .check { width: 54px; height: 54px; border-radius: 50%; background: var(--accent-soft); color: var(--accent); display: grid; place-items: center; margin: 0 auto 12px; }
.form-success h4 { margin: 0 0 6px; font-size: 22px; font-weight: 600; }
.form-success p { margin: 0; color: var(--ink-3); }
@media (max-width: 700px) { .field input, .field select, .field textarea { font-size: 16px; } }
.passos-sec { background: var(--bg-2); }
.passos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; position: relative; margin-top: 6px; }
.passos::before {
  content: ""; position: absolute; left: 0; right: 0; top: 15px; height: 2px;
  background: linear-gradient(90deg, var(--accent-soft), var(--accent) 45%, var(--accent-soft));
}
.passo { position: relative; padding-top: 46px; }
.passo::before {
  content: attr(data-n); position: absolute; left: 0; top: 0;
  width: 32px; height: 32px; border-radius: 50%;
  background: var(--accent-solid); color: #fff; border: 4px solid var(--bg-2);
  display: grid; place-items: center; font-size: 13px; font-weight: 700;
}
@media (max-width: 860px) {
  .passos { grid-template-columns: 1fr; gap: 0; padding-left: 46px; }
  .passos::before { left: 15px; right: auto; top: 8px; bottom: 8px; width: 2px; height: auto;
    background: linear-gradient(180deg, var(--accent-soft), var(--accent) 45%, var(--accent-soft)); }
  .passo { padding: 0 0 26px; }
  .passo:last-child { padding-bottom: 0; }
  .passo::before { left: -46px; top: 0; }
}
.fim { background: var(--bg-2); text-align: center; padding: 56px 0 72px; }
.fim h2 { font-size: clamp(23px, 2.6vw, 30px); font-weight: 600; letter-spacing: -0.022em; margin: 0 0 10px; }
.fim a {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--accent-solid); color: #fff; padding: 14px 28px;
  border-radius: var(--radius); font-weight: 500; font-size: 15px;
}
@media (hover: hover) { .fim a:hover { background: var(--accent-solid-hover); } }
html[data-theme="dark"] .topo { background: linear-gradient(170deg, var(--accent-soft) 0%, var(--bg-2) 55%); color: var(--ink); border-bottom: 1px solid var(--line); }
html[data-theme="dark"] .topo .sec-eyebrow { color: var(--accent); }
html[data-theme="dark"] .topo .lead { color: var(--ink-3); }
html[data-theme="dark"] .topo-nums { border-color: var(--line); }
html[data-theme="dark"] .topo-nums > div > span { color: var(--ink-3); }
html[data-theme="dark"] .form-card { border: 1px solid var(--line); box-shadow: var(--shadow-2); }